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Inflation Shock Spurs Gen Z to Rethink Spending and Travel

Inflation is prompting Gen Z to slash discretionary spending and seek financial advice, as over 75% of Americans tighten their budgets amid rising costs.
Published on April 13, 2025

Rising inflation is forcing Gen Z to reconsider their budget priorities, with many cutting back on discretionary spending like travel and dining out. A Wells Fargo study found that over 75% of Americans are reducing non-essential expenditures, and many young consumers are turning to professional financial advice to manage the pinch on their wallets.

Recent supplemental research supports these findings. A Bank of America survey from October 2023 revealed that 73% of Gen Z have adjusted their lifestyles by cooking at home and limiting spending on non-essentials. Similarly, a Reuters report from July 2024 indicates that many in this group are relying on parental support while simultaneously practicing stringent budgeting in response to rising costs.


Sources
Bank of America NewsroomReuters